The conventional mortgage rates shown are the current rates for a purchase transaction with a 20% down payment on an Indiana owner occupied single family residence and a minimum credit score of 720.  Rate is based on a loan amount of $125,000.  

Interest rates quoted are with 0% points or 0% origination fee.

Your rate is derived from several factors such as, but not limited to, current market conditions, the specific terms of your loan and your credit profile. 

Private mortgage insurance may be required on any loans with less than a 20% down payment which will increase your monthly payment and the APR.